Real Estate in the Hermosa Beach and Redondo Beach Areas

please check all Bank Owned properties you know of to be sure there are no pets left inside..we have to do something. get the word out

I was in the Hermosa Beach Animal Hospital yesterday. Hot spots, allergy, new flea resistant issues. It was just a simple visit to get some clarity for our dogs. I got more clarity than I dreamed. Katrina Dogs I know were adopted in LA. I was so glad people who could do something went into action. This is a defining moment for readers…get ready.

I met “CHANCE” of last chance. This beautiful black standard poodle was a rescue from Arizona. The new owner “Local” is one of those amazing people that don’t murmer and complain about the tragedy of our economy. She is actively finding the animals and getting them placed, rescued, helped in whatever way she can. She was close to tears as she told me the true story of the plight of animals due to FORCLOSURE. People leave their pets.

I can’t find more words to imagine the sorrow of a family losing their home. The wordless, pets left. What can we do? GRASSROOTS ACTION. Tell everyone you know SHOUT IT OUT for these animals. If you are in RIVERSIDE, TEMECULA, anywhere there is a forclosure get to that house and knock on the door, listen for sounds of a pet. The Banks have to many to go to the houses, The Bank Owned realtors have to many houses to go -like 200-400 properties. Tell this story. Get the news out there and be the voice for the pets. It is unthinkable. We can get into action. Call, write, get the word out there.

This is a post of Brian Brady #1 mortgage consultant.living in San Diego..the info is so great I want to share it.
I feel like this is a cup of info from the ocean of mortgages…anyone reading here on …www.teamatthebeach.com can benefit from my search of good stuff.
you can go there or read a copy of it here.I am learning the link thing but just in case…
I just got a approval on VA- the no down payment is correct but there is a 2.13% VA funding fee which can be funded into the loan (the perk with this is there is no PMI) So over 2.5 years the fee is less than paying like $300/m PMI. Also the seller needs to cover closing costs. Other than that you will be caped at 417K and after that you pay 25% on the difference. So a $450K loan – 417 = 33K and you pay 25% cash on the 33K difference so $8300 or so. Which is still lower than conventional – most of which are wanting 10% down now. Google says the guy I got qualified with is America’s #1 mortgage broker- after a hour on the phone with this guy I would agree. Brian knew his stuff. Never thought we would need our VA benefits but without liquid assets it is a good choice in today’s market.

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tell everyone.Dogs and cats are left in forclosed homes no food no water no bank no agent checks check the empty house knock on door listen

@SMMW 1,999 Following 574 Followers 103 Updates what could it all mean?

Hermosa Beach surfers used the long board when Mira Costa students from the 60’s were surfing. Today’s surfers are into the short board. However the swell in winter often works best for long boards and summer surfing is short board season.

Surfers have treasured memories of their boards like cars. There is a story to the purchase of every board. The places they surfed on the boards. The great memories of the time in the ocean on their board.

Surfers in the Hermosa Beach area have lots of local area shops to go to. Becker, Spyder, Dive and Surf, ET Surf. You can google them and see the list below. Every year there is talk of a new surfboard or a wetsuit. Surfing is part of the natural flow of our family conversation. How is the surf? There is a swell coming in. When we have travelled to Hawaii the big question is to take the boards or rent there. The latest choice is to rent. The surf in different times of year and wave conditions indicate the best board for the job. This year something unusual happened. My husband was driving along Vista Del Mar when two flying surfboards hit his car. There were unusual winds that day and the boards flew off the car in opposing traffic. Everyone was ok but it took quick response to hold the car straight on the road in spite of the blow. The boards and the car were never quite the same. The insurance company call was kind of unusual…Now lets see. two flying surfboards…uh..
That is a true story..in fact surfing does take on a life of storytelling of its own.

A. Becker Surfboards – www.beckersurf.com – (310) 372-6419 – 5 reviews

B. Pier Surf – www.piersurf.com – (310) 372-2012 – 1 review

C. ET Surfboards – www.etsurf.com – (310) 379-7660 – 8 reviews

D. Olympus Boards – www.olympusboardshop.com – (310) 372-5507 – more

E. Spyder Surfboards – www.spydersurf.com – (310) 374-8276 – 14 reviews

F. Spyder II – www.spydersurf.com – (310) 374-2494 – 1 review

G. Just Long Boards – www.etsurf.com – (310) 376-8847 – more

H. Jeffers – maps.google.com – (310) 372-9492 – more

I. Jacobs Hap Surfboards – maps.google.com – (310) 374-4098 – more

J. Bing & Jacobs Surfboards – maps.google.com – (310) 372-9080 – more
Surf shops are local to us in – Hermosa Beach, Redondo Beach, El Segundo and to the rest of the world they can search the cool beach wear online.

The awakening of the first time buyer has been cautious. There was a surge in April and early this month in home buying. The misleading fact of 1/2 of all sales have been REO or bank owned in our state is one thing but the south bay beach areas have few bank owned properties. The slowdown and lending crunch has affected prices. We have higher inventory and it takes longer to sell properties and there are price reductions that have to be factored in. The other BIG and GOOD factor is that these homes are a short drive to the beach. The glorious Pacific Ocean! This week we toured a new Bank Owned listing on Perkins in North Redondo Beach. We were excited that it was under 700K. Every agent that went on our agent thought it was a great deal. The interesting thing is that some of the listings have had to price accordingly. The new listing coming up down the street that is similar is in top condition, it is also in a block that has a preferred school district for higher performing student test scores. It will be priced slightly more than the bank owned for those 2 reasons. This is actually why some people are buying the other homes sometimes before the bank owned ones. Investors and out of the country buyers are out buying more than one property at a time. They LOVE LA! Canada, Korea, and Japan, residents, that I have met are visiting and buying.
I have a listing in Torrance with value built in of over 80K in upgrades. The electrical, plumbing, new windows and roof make it more desirable than a similar home without those updates. The sharp first time home buyer today is educated in real estate values and prices. They shop the internet and visit open houses.They don’t have to be told to get a lender although they may need to get an update from the lender they have on a regular basis. The rates are still fantastic.

I stumbled upon this information from the South Bay MLS. If you know anyone needing credit information please forward them this

you or your client falling behind on house payments? Will your interest rate reset soon? Have you received a notice of default? You and your clients are invited to a Homeownership and Credit Counseling Workshop hosted by Congresswoman Jane Harman (D-36) in two South Bay locations. Take action now and learn how to build good credit and repair bad credit.

Wednesday, October 22, 5:30 p.m. in th San Pedro Public Library,931 S. Gaffey St.

Parking is free but seating is limited. For information or to R.S.V.P., call (310)549-8282.